Blog
- Jan 20, 2023
Work with Chris Marriner for Your Mortgage Needs
Are you looking to purchase a home, and need help with the mortgage process? Then you should consider working with Chris Marriner, a mortgage broker who has over 29 years of experience in the industry.
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- Dec 16, 2022
What Factors Impact Albertan's Credit Scores?
Credit scores have a huge impact on the success of your financial future. Knowing what affects your credit score can help you make better decisions and manage your finances more effectively.
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- Dec 07, 2022
How to Handle Unexpected Home Maintenance Costs
Owning a home is one of the most rewarding experiences life has to offer. With it comes an immense sense of pride, a feeling of stability, and being able to call a place your own. But owning a home also comes with unexpected costs
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- Dec 04, 2022
Why Do I Need to Pay a CMHC Premium on my Mortgage?
We get it. Extra fees, premiums, and varying interest rates are annoying. What do they even mean? What is their role in a mortgage? Today let’s break down the concept of insured mortgages, a.k.a. CMHC premiums.
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- Nov 15, 2022
How Much Income Do You Need To Qualify For A Mortgage?
If you're thinking of buying a home in Canada, one of the first things you'll need to do is figure out how much income you need to qualify for a mortgage.
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- Nov 04, 2022
Easily Explain to Me: What’s a Mortgage Pre-Approval Versus a Pre-Qualification?
A mortgage pre-approval is the process of confirming an individual’s creditworthiness prior to having a mortgage purchase contract in place. It is the initial process that qualifies an individual for a loan based on the information they have provided – i.e., credit, debt, employment history, and income. It indicates to sellers that you are eligible to obtain financing and acts as a financial security blanket when home shopping.
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- Oct 13, 2022
What does the latest Bank of Canada rate hike mean for you?
The Bank of Canada raised its key lending rate on September 7 by 0.75% and all consumer banks followed suit and raised their consumer prime rate to 5.45%.
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- Oct 04, 2022
The Urban Dictionary of Construction and Pre-Construction Mortgages
Construction and pre-construction mortgages…what does it all mean? Aren’t they the same thing, except one has “pre” at the beginning? Not quite. Let’s explore these concepts together.
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- Sep 13, 2022
How to Use Home Equity to Your Advantage
If you're a homeowner, you may be wondering how you can use your home equity to your advantage. Home equity is the portion of your home's value that you actually own—that is, the part that you've paid for with your own money.
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- Sep 01, 2022
How Easy is it for Foreigners to Secure a Mortgage in Canada?
Obtaining a mortgage in Canada is relatively easy for foreigners and newcomers to the country because there are very few restrictions that limit foreigners from purchasing a property. In fact, the homebuying process is like the one that Canadian citizens follow! Let’s take a look…
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