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How to Use Home Equity to Your Advantage
  • Sep 13, 2022

How to Use Home Equity to Your Advantage

If you're a homeowner, you may be wondering how you can use your home equity to your advantage. Home equity is the portion of your home's value that you actually own—that is, the part that you've paid for with your own money.

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Benefits of Using a Local Mortgage Broker
  • Aug 22, 2022

Benefits of Using a Local Mortgage Broker

Are you in the market for your very first home? Or maybe you are a seasoned buyer with a good level of knowledge already. Regardless of your situation, buying a new home is an exciting milestone in any person's life. However, before you start shopping around for your dream home, it's important to do your research and find the best Mortgage Broker to work with.

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Don't Discount Rent-To-Own

Don't Discount Rent-To-Own

Rent-to-Own (RTO) is an agreement between a landlord and tenant in which the tenant agrees to rent the property for a certain period and has an option to buy before the lease expires.

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Will a Co-Signer Help You Qualify for a Bigger Mortgage?
  • Jul 20, 2022

Will a Co-Signer Help You Qualify for a Bigger Mortgage?

With our current real estate market, getting a Mortgage for as much as you’d like is not as easy as it once was. With rising rates and more government mandated qualification criteria, it is certainly more challenging

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How Can a Mortgage Broker Help You When Interest Rates are Rising?

How Can a Mortgage Broker Help You When Interest Rates are Rising?

Inflation, rising interest rates, increasing housing prices – it can all be overwhelming! What could possibly be next?! Let’s break it down and talk about how rising interest rates correlate to homeownership.

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Understanding Mortgage Renewals

Understanding Mortgage Renewals

Mortgage renewals are the bread and butter of home ownership. Not really, but they are EXTREMELY important.

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Top 10 Reasons to Get Your Mortgage With Chris Marriner, Mortgage Broker
  • Jun 03, 2022

Top 10 Reasons to Get Your Mortgage With Chris Marriner, Mortgage Broker

1. I work for you, not the bank! I work in your best interests to find you the lowest interest rate so you won’t feel ripped off, guaranteed. AND I’ll find the type of mortgage that suits your unique needs instead of pushing you into something you might regret down the road. I value your business.

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How Higher Interest Rates May Affect The Housing Market, and You
  • May 19, 2022

How Higher Interest Rates May Affect The Housing Market, and You

Canadian interest rates have been on a steady climb over the past six months and we are starting to see the effects on the housing market. Understandably, many Canadians want to know what this means for their mortgage.

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Mortgage Loan Insurance - Everything You Need to Know
  • Apr 11, 2022

Mortgage Loan Insurance - Everything You Need to Know

If you buy a property with a down payment of less than 20% of the purchase price, that mortgage must be insured with mortgage loan insurance.

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Is it Time to Switch Your Variable Rate to a Fixed Rate?
  • Mar 29, 2022

Is it Time to Switch Your Variable Rate to a Fixed Rate?

For the first time since 2018, the Bank of Canada recently hiked the overnight interest rate to curb inflation and cool the real estate market. With increasing interest rates many variable mortgage holders are considering switching to a fixed rate.

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