Are you looking to purchase a home, and need help with the mortgage process? Then you should consider working with Chris Marriner, a mortgage broker who has over 29 years of experience in the industry.
Read MoreCredit scores have a huge impact on the success of your financial future. Knowing what affects your credit score can help you make better decisions and manage your finances more effectively.
Read MoreOwning a home is one of the most rewarding experiences life has to offer. With it comes an immense sense of pride, a feeling of stability, and being able to call a place your own. But owning a home also comes with unexpected costs
Read MoreWe get it. Extra fees, premiums, and varying interest rates are annoying. What do they even mean? What is their role in a mortgage? Today let’s break down the concept of insured mortgages, a.k.a. CMHC premiums.
Read MoreIf you're thinking of buying a home in Canada, one of the first things you'll need to do is figure out how much income you need to qualify for a mortgage.
Read MoreA mortgage pre-approval is the process of confirming an individual’s creditworthiness prior to having a mortgage purchase contract in place. It is the initial process that qualifies an individual for a loan based on the information they have provided – i.e., credit, debt, employment history, and income. It indicates to sellers that you are eligible to obtain financing and acts as a financial security blanket when home shopping.
Read MoreThe Bank of Canada raised its key lending rate on September 7 by 0.75% and all consumer banks followed suit and raised their consumer prime rate to 5.45%.
Read MoreConstruction and pre-construction mortgages…what does it all mean? Aren’t they the same thing, except one has “pre” at the beginning? Not quite. Let’s explore these concepts together.
Read MoreIf you're a homeowner, you may be wondering how you can use your home equity to your advantage. Home equity is the portion of your home's value that you actually own—that is, the part that you've paid for with your own money.
Read MoreObtaining a mortgage in Canada is relatively easy for foreigners and newcomers to the country because there are very few restrictions that limit foreigners from purchasing a property. In fact, the homebuying process is like the one that Canadian citizens follow! Let’s take a look…
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