Blog
- Nov 29, 2021
Pre-Approved Doesn't Mean Approved: Mortgage Pre-Approval VS. Full Approval
Many Canadians are under the assumption their mortgage is as good as done once they have a mortgage pre-approval. But this is not true.
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- Feb 05, 2020
Tips to Save Money
After the holidays we all can relate to the dread of opening a credit card statement and wondering how long it will take you to pay off holiday debt.
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- Dec 03, 2019
A less expensive, more meaningful Holiday
Budgeting for the holidays now may sound like a chore, but it is key to avoiding financial stress in January. Here is a guide to plan for the holiday season.
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- Nov 08, 2019
Are you saving enough for your retirement?
Many Canadians think of retirement as a time filled with vacations, getaways to
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- Oct 23, 2018
Interest Rates on the Rise?
There has been speculation that Canadian interest rates are not done rising yet – and some say they will keep rising until 2020.
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- Sep 10, 2018
Legalization and Landlords
With cannabis legalization in Canada coming into effect on October 17, 2018, many landlords are wondering about their rights as landlords and how the legalization will affect their rental property investments.
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- Aug 28, 2018
How long does it take to save a down payment, when earning minimum wage?
Getting into home ownership has never been tougher than it is today. With the qualifying rate over 2% higher and with the additional stress tests, it’s no surprise anyone earning near minimum wage would feel that the idea of home ownership is impossible.
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- Jul 18, 2018
Reverse Mortgages
With mortgage guidelines getting stricter over the past year, it has opened a wave of interest for different types of mortgages – including what’s known as a reverse mortgage.
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- Jun 18, 2018
Fixed vs Variable
When obtaining a mortgage, there is always the question of a fixed or variable interest rate. There are pros to cons to both types, which we will explore below.
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- May 31, 2018
What the Chattel!?
When you are selling or buying a home, you inadvertently come across chattels in the purchase and sale agreement. Chattels can complicate a purchase or sale depending on the agreement and how it is set out by the REALTOR®.
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