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Understanding Mortgage Renewals

Understanding Mortgage Renewals

Mortgage renewals are the bread and butter of home ownership. Not really, but they are EXTREMELY important.

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Top 10 Reasons to Get Your Mortgage With Chris Marriner, Mortgage Broker
  • Jun 03, 2022

Top 10 Reasons to Get Your Mortgage With Chris Marriner, Mortgage Broker

1. I work for you, not the bank! I work in your best interests to find you the lowest interest rate so you won’t feel ripped off, guaranteed. AND I’ll find the type of mortgage that suits your unique needs instead of pushing you into something you might regret down the road. I value your business.

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How Higher Interest Rates May Affect The Housing Market, and You
  • May 19, 2022

How Higher Interest Rates May Affect The Housing Market, and You

Canadian interest rates have been on a steady climb over the past six months and we are starting to see the effects on the housing market. Understandably, many Canadians want to know what this means for their mortgage.

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Mortgage Loan Insurance - Everything You Need to Know
  • Apr 11, 2022

Mortgage Loan Insurance - Everything You Need to Know

If you buy a property with a down payment of less than 20% of the purchase price, that mortgage must be insured with mortgage loan insurance.

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Is it Time to Switch Your Variable Rate to a Fixed Rate?
  • Mar 29, 2022

Is it Time to Switch Your Variable Rate to a Fixed Rate?

For the first time since 2018, the Bank of Canada recently hiked the overnight interest rate to curb inflation and cool the real estate market. With increasing interest rates many variable mortgage holders are considering switching to a fixed rate.

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Fixed vs Variable

Fixed vs Variable

When obtaining a mortgage, there is always the question of a fixed or variable interest rate. There are pros to cons to both types, which we will explore below.

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Top 10 Mistakes to Avoid When Closing on Your Mortgage
  • Mar 10, 2022

Top 10 Mistakes to Avoid When Closing on Your Mortgage

10 most common mistakes people make when they're about to close on a house.· 1. Making large purchases · 2. Changing jobs · 3. Fall behind on credit card payments

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8 Important Reasons to Use a Mortgage Broker
  • Feb 15, 2022

8 Important Reasons to Use a Mortgage Broker

One of the most important decisions you will make when buying a home is what type of mortgage to get. There are a lot of reasons to work with a Mortgage Broker when you’re buying or refinancing a home. To help you understand just how valuable your broker can be, we compiled a list of 8 reasons to use a Mortgage Broker.

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How to Use Prepayments to Be Mortgage Free

How to Use Prepayments to Be Mortgage Free

Using mortgage prepayment options can drastically reduce the total amount of money you spend on your mortgage – and shorten the time it takes to pay it down! If you follow these three steps, you can be mortgage free sooner than ever!

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How Will Renovations Affect the Value of Your Home?
  • Jan 31, 2022

How Will Renovations Affect the Value of Your Home?

As a mortgage professional, clients often ask my opinion about how an upcoming renovation will affect the value of their home. Here is a short article outlining my thoughts…

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